If you are preparing for bank jobs in 2025, the Bank of Maharashtra Recruitment 2025 is an excellent opportunity. The Bank of Maharashtra (BOM), one of India’s most reputed public sector banks, has released the official notification for the recruitment of Credit Officers (Scale II & Scale III).
This recruitment drive is a golden chance for candidates who wish to make a career in the banking and financial services sector. The post of Credit Officer comes with attractive salaries, job security, and career growth. In this article, we will cover everything about the BOM Credit Officer Vacancy 2025 including notification details, eligibility, age limit, syllabus, exam pattern, selection process, salary, application process, and important dates.
Our aim is to provide you with complete information in simple language so that you can prepare confidently and apply without confusion.
Bank of Maharashtra Recruitment 2025 Overview
Before we dive into the details, let’s have a quick overview of the recruitment:
- Organization Name: Bank of Maharashtra (BOM)
- Post Name: Credit Officer (Scale II & Scale III)
- Total Vacancies: Expected 300+ (official number to be updated)
- Category: Government Job – Banking Sector
- Job Location: Across India (any branch of BOM)
- Mode of Application: Online
- Selection Process: Online Exam + Interview
- Salary Range: ₹48,170 to ₹78,230/- (depending on scale)
- Official Website: www.bankofmaharashtra.in
Bank of Maharashtra Credit Officer Vacancy 2025 Notification
The Bank of Maharashtra Credit Officer Recruitment 2025 Notification provides details about vacancies, eligibility, salary, exam pattern, and how to apply. Every year, BOM releases recruitment notifications to strengthen its workforce, especially in specialized areas like credit, IT, law, and HR.
For 2025, the focus is on Credit Officers, who play a crucial role in loan approval, financial analysis, and credit risk management.
The official notification PDF can be downloaded from the BOM careers page. Candidates are advised to read the notification thoroughly before applying.
Important Dates – BOM Recruitment 2025
Here are the expected important dates (tentative):
- Notification Release Date: September 2025
- Online Application Start Date: September/October 2025
- Last Date to Apply: To be announced
- Admit Card Download: 10 days before the exam
- Online Examination Date: November/December 2025
- Interview Date: January 2026 (expected)
(Exact dates will be updated after the official notification release.)
Bank of Maharashtra Vacancy 2025 – Post-wise Details
As per previous trends, BOM usually announces 200+ vacancies for Scale II and 100+ vacancies for Scale III Credit Officers.
- Credit Officer Scale II: Around 200+ posts
- Credit Officer Scale III: Around 100+ posts
These numbers may vary once the official notification is out.
Eligibility Criteria for Bank of Maharashtra Credit Officer Recruitment 2025
Candidates must meet certain educational, age, and experience requirements to be eligible.
🔹 Educational Qualification:
- Bachelor’s Degree in any discipline with CA / CMA / CFA / MBA (Finance) from a recognized university.
🔹 Age Limit (as on 01-09-2025):
- Credit Officer Scale II: 25 – 32 years
- Credit Officer Scale III: 25 – 35 years
👉 Age relaxation as per government rules:
- SC/ST: +5 years
- OBC (Non-Creamy Layer): +3 years
- PwD: +10 years
🔹 Experience:
- Scale II: Minimum 3 years in credit/finance domain in a Bank/Financial Institution.
- Scale III: Minimum 5 years including 1 year as an officer in Scale II.
Bank of Maharashtra Credit Officer Salary 2025
One of the main attractions of this job is the high salary and benefits package.
- Scale II Officer: ₹48,170 – ₹69,810/- per month
- Scale III Officer: ₹63,840 – ₹78,230/- per month
Apart from the basic pay, officers receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA) / Lease Rental
- Travel Allowance (TA)
- Medical Allowances
- Pension Benefits
- Leave Travel Concession (LTC)
This makes it one of the most rewarding jobs in the banking sector.
BOM Credit Officer Exam Pattern 2025
The selection process consists of two stages:
- Online Written Examination
- Interview
Online Exam Pattern:
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Professional Knowledge | 50 | 100 | 60 mins |
👉 The exam mainly tests credit knowledge, finance, banking laws, and management concepts.
Interview:
Candidates shortlisted in the online exam will be called for a personal interview. The final selection will be based on the combined marks of the written test and interview.
BOM Credit Officer Syllabus 2025
The syllabus for Credit Officer recruitment mainly includes:
- Banking & Finance:
- RBI guidelines, Monetary Policy
- Priority Sector Lending
- Basel Norms, NPA classification
- Banking regulations
- Credit Management:
- Loan appraisal techniques
- Project finance
- Working capital assessment
- Term loans & risk assessment
- Financial Awareness:
- Balance sheet analysis
- Profit & Loss account
- Ratio analysis
- Economics & Current Affairs:
- Indian economy updates
- Global banking trends
- Current government financial schemes
Selection Process
The selection is conducted in two stages:
- Stage 1: Online Exam (Professional Knowledge Test)
- Stage 2: Interview
Final merit list = Marks of Online Exam + Interview performance.
How to Apply Online for BOM Recruitment 2025?
Follow these steps to apply online:
- Visit the official website – www.bankofmaharashtra.in
- Go to Careers → Recruitment Process → Current Openings
- Click on “Credit Officer Recruitment 2025” link
- Register with email ID and mobile number
- Fill out the application form carefully
- Upload documents (photo, signature, certificates)
- Pay the application fee online
- Submit and take a printout for future use
Application Fees
- General/OBC/EWS: ₹1180/-
- SC/ST/PwD: ₹118/-
- Bank Staff Candidates: Exempted
Preparation Tips for Bank of Maharashtra Credit Officer Exam 2025
- Focus mainly on professional knowledge.
- Practice previous year banking officer papers.
- Stay updated with RBI circulars & financial current affairs.
- Revise financial ratios, loan assessment techniques.
- Attempt mock tests to improve speed & accuracy.
Why Choose a Career as a Credit Officer in Bank of Maharashtra?
- Prestigious government banking job.
- Attractive salary + allowances.
- Stable career with job security.
- Growth opportunities through promotions.
- Chance to work in India’s leading PSU bank.
Frequently Asked Questions (FAQs)
1. What is the salary of a Credit Officer in BOM?
Salary ranges from ₹48,170 to ₹78,230/- per month depending on Scale II or III.
2. What is the age limit for BOM Credit Officer 2025?
For Scale II: 25–32 years, Scale III: 25–35 years.
3. What is the selection process for BOM Recruitment 2025?
Online Exam (Professional Knowledge) + Interview.
4. Can freshers apply for BOM Credit Officer posts?
No, experience is mandatory (3 years for Scale II and 5 years for Scale III).
5. What is the application fee?
General/OBC/EWS: ₹1180/-, SC/ST/PwD: ₹118/-, Staff: Exempted.
Conclusion
The Bank of Maharashtra Recruitment 2025 for Credit Officers is an excellent chance for finance and banking professionals to secure a prestigious government job. With an attractive salary, career growth, and job stability, this is one of the most awaited bank recruitment notifications in 2025.
If you meet the eligibility criteria, don’t miss this opportunity. Start your preparation early, stay updated with official announcements, and apply online before the last date.